Moving to Florida? Here are six things nobody tells you before you move to Orlando or anywhere in Central Florida.
Prefer to read? The key points are below.
1. Get insurance early
The Atlantic hurricane season runs June 1 through November 30 (NOAA). Ask whether hurricane and windstorm damage is covered and what your hurricane deductible is. Policies vary, so confirm the details with a licensed agent.
2. The heat is real
Make sure the AC works the day you move in, and change the filter. In Florida, AC isn't a luxury.
3. Read the HOA rules
Before you buy or sign a lease, read the HOA rules. They often cover pets, parking, leasing and exterior changes, sometimes even paint colors. They usually apply to renters too.
4. Should you buy or rent?
It mostly comes down to how long you'll stay and your budget. Many people rent first while they learn the area. Browse available Orlando rentals.
5. Watch for rental scams
Never wire a deposit before you've toured the home in person and seen a signed lease from a verified owner or manager.
6. Investing, or keeping a home here while you're away?
If you're buying to invest, or keeping a Florida home while you live elsewhere, a local property manager can screen tenants, collect rent and handle maintenance. See how Belmont works with owners on our Owners page.
Already own a Florida house and not sure whether to rent it out or sell? Our free guide walks you through it: How to Rent Out Your House in Florida.
Key takeaways
- Hurricane season is June 1 – Nov. 30, so line up insurance and know your hurricane deductible.
- Check the AC and filter on day one.
- HOA rules (pets, parking, leasing, exterior) usually apply to renters too.
- Never wire a deposit before an in-person tour and a signed lease from a verified owner or manager.
What could your home rent for?
Get a free rental price analysis from Belmont Management Group. Enter your property address at belmontmanagementgroup.com or call (407) 745-0696. Free, no obligation.
Get my free rental analysis →FAQ
When is hurricane season in Florida?
June 1 through November 30 (NOAA).Do HOA rules apply to renters?
Usually, yes. Read them before you buy or sign a lease.How do I avoid rental scams?
Never wire a deposit before you've toured the home in person and seen a signed lease from a verified owner or manager.
General information, not legal, tax or insurance advice. Confirm insurance coverage with a licensed agent and HOA rules with your association.
Belmont Management Group · 1133 Louisiana Avenue, Suite 101, Winter Park, FL 32789 · (407) 745-0696 · Central Florida property management since 2009.
